Terms of use Agreement
Between User and Bayview First Funding
This web site is offered to
you, the User, conditioned upon your acceptance without modification
of the terms, conditions and notices contained herein. Your use of this
web site constitutes your agreement to all such terms, conditions and
notices.
Copyright Notice
The contents of all material
available on the site are copyrighted by Bayview First Funding unless
otherwise indicated. All rights are reserved by Bayview First Funding
and, except for purposes of researching or applying for a loan, the
content may not be reproduced, downloaded, disseminated, published,
or transferred in any form or by any means, except with the prior written
permission of Bayview First Funding
Legal Notice and Disclaimer
INFORMATION ON THIS SITE IS
PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS
OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
Bayview First Funding (including its employees and agents) assumes no
responsibility for consequences from the use of the information herein,
or in any respect for the content of such information, including, but
not limited to, delays, errors or omissions, the accuracy or reasonableness
of information, the defamatory nature of statements, ownership of copyright
or other intellectual property rights, and the violation of property,
privacy or personal rights of others. BAYVIEW FIRST FUNDING IS NOT RESPONSIBLE
FOR, AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR, DAMAGES OF ANY KIND
ARISING OUT OF USE, REFERENCE OR RELIANCE ON SUCH INFORMATION.
No Unlawful or Prohibited Use
As a condition of your use of
this web site, you warrant to Bayview First Funding, LLC that you will not
use this web site or any information contained on the web site for any
purpose that is unlawful or prohibited by these Terms, Conditions and
Notices.
Links to Other Internet Sites
At certain places on this site,
live "links" to other Internet addresses can be accessed ("Linked
Sites"). Such Linked Sites contain information created, published,
maintained, or otherwise posted by institutions or organizations independent
of Bayview First Funding. Bayview First Funding does not endorse, approve,
certify or control these Linked Sites and does not guarantee the accuracy,
completeness, efficacy, timeliness or correct sequencing of information
that they contain. Use of Linked Sites is voluntary, and should only
be undertaken after an independent review of the accuracy, completeness,
efficacy and timeliness of information contained therein. In addition,
it is the user's responsibility to take precautions to ensure that material
selected from such Linked Sites is free of such items as viruses, worms,
Trojan horses and other items of a destructive nature. Bayview First Funding
is not responsible for, and expressly disclaims all liability for,
damages of any kind arising out of the use of such Linked Sites, or
reference to or reliance on information contained therein.
Modification of these Terms, Conditions and Notices
Bayview FIrst Funding, LLC reserves
the right to change the Terms, Conditions and Notices under which this
web site is offered.
General
Bayview First Funding, LLC reserves
the right to terminate this agreement at any time for any reason, including,
but not limited to, violating any of the terms or conditions of this
agreement. By accessing this web site, you have directed your system
to a computer located in the State of Florida. You agree that disputes
arising out of or relating to the contents or use of this web site are
to be governed by the laws of the State of Florida. You consent to the
exclusive jurisdiction of courts sitting in the State of Florida in
all disputes arising out of or relating to the contents or use of this
web site.
If any part of this agreement is determined to be invalid or unenforceable
pursuant to applicable law, including without limitation, the warranty
disclaimers and liability limitations set forth above, then the invalid
or unenforceable provisions will be deemed superseded by a valid, enforceable
provision that most closely matches the intent of the original provision
and the remainder of the agreement shall continue in full force and
effect.
This agreement constitutes the entire agreement between you and Bayview First
Funding, LLC with respect to the use of this web site and it supersedes
all prior or contemporaneous communications and proposals, whether electronic,
oral or written, between you and Bayview First Funding, LLC with respect
to this web site. A printed version of this agreement and of any notice
given in electronic form shall be admissible in judicial or administrative
proceedings based upon or relating to this agreement to the same extent
and subject to the same conditions as other business documents and records
originally generated and maintained in printed form.
Any rights not expressly granted herein are reserved.
1. Privacy
Policy
Bayview First Funding, LLC ("Bayview First
Funding") recognizes the importance of keeping the personal information
you provide to us private and secure. Bayview First Funding has developed
a comprehensive privacy policy and we use the latest technology to ensure
that your personal information is secure.
Privacy Statement
The personal, private information
you provide to Bayview First Funding will only be used in connection with
processing, underwriting, funding, servicing, etc. the loan for which
you have applied. Bayview First Funding will not share any information about
you or your company with any third party, except as necessary to process,
underwrite, fund, service, etc. the loan for which you have applied.
Bayview First Funding does not share, distribute, sell or otherwise disseminate
any information about you or your company, except as detailed above.
Cookies
The purpose of this section
is to explain how Bayview First Funding protects and uses your personal information
when using this site. We want you to know that information given to
us is safe, secure and used in a responsible manner.
We designed features of our site to let new visitors anonymously learn
about our financial products and services without revealing their identities.
For these new visitors, the only information we collect online is from
cookies, pixel tags or similar devices, which provide limited data,
such as the date, time and areas of our site that were visited, interactions
on the site, and the Web path/domain where the visitor came from. Bayview First
Funding uses this information only to recognize you and hold information
during your visit to the site. This general information allows us to
serve visitors better by continually improving our Web site and making
it more convenient. Among other things, we may store the answers to
the quick quote and contact sections of the site. In certain cases,
you can choose not to provide us with the information, for example by
setting your browser to refuse to accept cookies, but if you do you
may be unable to access certain portions of the site. We may not be
able to customize the site's features according to your preferences.
If you decide to submit a quick quote to us on the Internet using our
site, you may be asked to enter personal information online. We use
advanced data-encryption and storage technology to protect your sensitive
personal information. When you enter this information on the Bayview First
Funding website, our systems automatically switch to "secure"
mode.
Recent versions of most Internet browsers support the encrypted transmission
of on-line documents and the data you enter on a web page. This means
that instead of sending readable text, both your browser and the web
site's secure server encode all text using a security key. That way,
personal data sent to your browser or data you send back would be extremely
difficult to decode in the unlikely event it was intercepted by an unauthorized
party. The key used for encoding is a random number that is unique to
your session at the secure web site.
There are two grades of Internet security: International-grade encryption
uses a 40-bit random number negotiated between your browser and the
web-server. This means that only one out of about 1,000,000,000,000
possible decoding keys can be used to decipher your data. Domestic-grade
encryption uses a 128-bit key, so that the number of possible keys is
vastly larger. The Bayview First Funding site uses the highest grade of encryption
supported by your browser and your Internet connection.
Your Internet session is encrypted if your security-enabled browser
is connected to a web site using the Secure Hypertext Transport Protocol.
URL strings beginning with "HTTPS://" instead of the usual
"HTTP://" indicate that the secure protocol is in effect.
Your browser may also tell you if security is operating. For example,
Netscape Navigator may display the icon in the lower left corner of
your screen in secure mode. If 128-bit security is in effect, it shows
the icon. Microsoft Internet Explorer shows an icon in either case.
Note that security may be operating without any visible indication if
the web page you are viewing employs frames (see below).
If secure transmission is not in effect or only part of a frame-based
page is secure, Netscape shows the "broken key" icon, and
Explorer does not show the "lock" icon.
Most browsers can be set to give you a pop-up announcement when you
enter or leave a secure web page. In Netscape, these settings are on
the Security Preferences "General" tab. In IE, the setting
is on the "Advanced" tab when you select "Options"
on the View menu.
Security may be operating without
displaying any security icons (or Netscape may show the "broken
key" icon) if only part of a frame-based page is employing security.
You can verify the security of page within a frame by opening it in
a new browser window. Both IE and Netscape allow you to open a link
in a new window by right-clicking on the link and selecting that option
from the pop-up context menu. When a secure page is open in its own
window, instead of being viewed within a frame, you can then see the
security icons provided by your browser as well as the "https://"
secure protocol prefix in the URL string.
Links
At certain places on this site,
live "links" to other Internet addresses can be accessed ("Linked
Sites"). Such Linked Sites contain information created, published,
maintained, or otherwise posted by institutions or organizations independent
of Bayview First Funding. Bayview First Funding does not endorse, approve, certify
or control these Linked Sites and does not guarantee the accuracy, completeness,
efficacy, timeliness or correct sequencing of information that they
contain. Bayview First Funding's Privacy Policy does not apply to these Linked
Sites. The privacy policies of these Linked Sites may differ from Bayview First
Funding's, and you should review their polices before accessing them
and/or submitting information.
Changes to the Privacy Policy
Bayview First Funding reserves the
right to change its Privacy Policy at any time.
2. Licensing
For licensing information, please contact the Compliance Department in writing at the following address:
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Bayview Financial, L.P.
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attn. Licensing Supervisor
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4425 Ponce de Leon Blvd., 5th Floor
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Coral Gables, FL 33146
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